Answer a few quick questions and get an instant plan: which coverage you should prioritise and an estimated budget. Free, private, under 2 minutes. Reviewed by Keith Tew — MDRT 7×, Penang.
Your answers stay in your browser — nothing is stored or sent until you choose to message Keith. This is a general guide, not a quote or financial advice.
Choosing insurance is confusing because every family is different. This advisor asks the same questions a good agent asks on a first meeting — your age, who depends on you, your income, your biggest worry, and what you already have — then maps your answers to the coverage types that matter most for you, in priority order. It finishes with an estimated monthly budget so you know roughly what to plan for.
It's built on the real advisory logic Keith Tew uses every day across Penang, Butterworth, Bukit Mertajam and Seberang Jaya — distilled into an instant, private tool. When you're ready, send your plan to Keith with one tap and he turns the estimate into an accurate, personalised quote — free, no obligation.
Most people prioritise a medical card first, then critical illness and life cover if they have dependents, plus hibah to speed up payout. The right mix depends on your situation — this advisor gives you a personalised starting plan in under 2 minutes.
Yes, completely free, no sign-up. Your answers stay in your browser — nothing is stored or sent until you choose to WhatsApp Keith.
It's a rule-of-thumb (around 8–12% of income, adjusted for age and needs), not a quote. Your real premium depends on a proper needs analysis and underwriting, which Keith does free.
Send it to Keith on WhatsApp with one tap. He reviews it, answers questions, and prepares an accurate quote — free, no obligation.